We offer a wide array of products and services to help you achieve your financial goals. The following information describes the highlights of our personal banking products. Please contact your local branch for full account requirements and restrictions.
Overdraft Protection
Cash Reserve
Protect yourself from overdraft charges! Use your good credit to qualify for our plan, and your checking account will become a personal loan account any time you need extra money for pleasure or an emergency.
Our overdraft protection is a small line of credit we attach to your checking account that will activate if your account balance goes below $0.00. Minimum line of credit is $500.00, with a maximum of $5,000.00. When you request an advance, the minimum amount we will advance is $100.00, saving overdraft fees and returned checks.
The daily periodic rate used in calculating the FINANCE CHARGE is 0.0438% which corresponds to an ANNUAL PERCENTAGE RATE of 16.00%.
The Minimum Payment will equal the greater of $15.00 or 10% of the Loan Account Balance on the last day of the Billing Cycle. The minimum payment will be rounded up to the nearest $1.00.
Contact us for an application.
