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Mile High Banks
Effective as of JULY 8, 2008*
Minimum opening balances are required for all accounts
Rates are available only to Colorado residents

CERTIFICATES OF DEPOSIT**

Term Interest Rate APY**
30 Days 2.47% 2.50%
90 Days 2.75% 2.78%
6 Months 3.20% 3.25%
12 Months 4.15% 4.23%
24 Months 3.06% 3.10%
36 Months 3.06% 3.10%
60 Months 3.30% 3.35%
12 Month IRA 4.15% 4.23%
24 Month IRA 3.06% 3.10%
36 Month IRA 3.06% 3.10%
60 Month IRA 3.30% 3.35%

REGULAR MONEY MARKET***

Amounts Interest Rate APY***
$0 - $999.99 0.25% 0.25%
$1,000 - $9,999.99 0.50% 0.50%
$10,000 - $24,999.99 0.75% 0.75%
$25,000 - $74,999.99 1.00% 1.00%
$75,000 - $124,999.99 1.00% 1.00%
$125,000 - $249,999.99 1.00% 1.00%
$250,000 - $999,999.99 1.00% 1.00%
$1,000,000 - 2,999,999.99 2.23% 2.25%
$3,000,000 or more 2.28% 2.30%

OTHER ACCOUNTS***

Types Interest Rate APY***
Savings 3.30% 3.35%
Regular NOW Checking 0.50% 0.50%
Mile High Checking (NOW) 0.50% 0.50%

*Interest rates are determined at the sole discretion of Mile High Banks and are subject to change daily. The interest rate and Annual Percentage Yield (APY) for each account type shown are current as of the date shown at the top of this page. Please contact your local branch for the most current rate information. Interest on all interest-bearing accounts is compounded and credited monthly.

**Interest rates on Certificates of Deposit are fixed during the term of the CD. The Annual Percentage Yield (APY) assumes interest remains on deposit until CD maturity. A withdrawal will reduce earnings. There may be a substantial penalty for early withdrawal on CDs. The minimum opening deposit is $1,000.

***The interest rate and The Annual Percentage Yield (APY) offered by Mile High Banks on NOW Checking, Savings and Money Market accounts are variable and may change daily at our discretion. If you close your account prior to interest being credited on NOW Checking, Savings and Money Market accounts, you will not receive the accrued interest. Fees could have the effect of reducing your overall earnings on those accounts. The minimum opening deposit required on NOW and savings accounts is $100. The minimum opening deposit on Money Market accounts is $1000

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